HDFC Home Loan Interest Rate HDFC Home Loans provides affordable options for eligible borrowers, offering interest rates that start at just 8.60% per annum. You can begin your home loan journey with an EMI as low as Rs. 762* per lakh for loan tenures of up to 30 years. HDFC Bank offers competitive interest rates on its home loan products, starting at 8.50% per annum. The maximum tenure for loan repayment is also relatively flexible, going up to 30 years. The tables given below highlights the HDFC home loan interest rate 2023 for different categories of loan applicants. Apply for home loans in Delhi with HDFC Bank Ltd. Make the right home buying decision with HDFC Bank Ltd. Home Loan with benefits such as a low-interest rate, comfortable EMI and long tenure! +91 9289200017 - For New Home Loans Staying up-to-date with home loan interest rates is crucial for new and existing borrowers. HDFC Ltd. comes in next with an interest rate ranging from 8.50 per cent to 10.35 per cent for loans “HDFC Limited offers low home loan interest rates starting from 8.20*% p.a. This rate of interest is applicable to Home Loans, Balance Transfer Loans, House Renovation and Home Extensions Loans. Therefore, your home loan interest rate will reduce to 9.30%. In this case point to note is that technically bank has not directly reduced your home loan interest rate because it is linked to MCLR and spread. Bank only offered you to reduce your spread from 0.45% to 0.20%. Because of this, your home loan interest rate decreased. The rate of interest being offered is 5 bps lower than the normal home loan rate. The rates under the 'Women Power' home loan are: Self-employed professional individuals - 6.95% p.a. to 7.45% p.a. Self-employed non-professional individuals - 7.10% p.a. to 7.60% p.a. The home loan will depend on factors such as the women's ownership of property HDFC Bank Loan Against Property Highlights. Interest Rate. 9.50% – 11.00% p.a. Loan Amount. Up to 65% of property value. Processing Fee. Up to 1% of loan amount (minimum Rs 75,000) Note: Rates as of 19th December 2023. Apply for Loan Against Property at Attractive Interest Rates Click Here. SBI’s home loan interest rates: 8.60% to 9.40% p.a. HDFC Bank. HDFC provides instant home loans for salaried individuals at favorable interest rates and extended repayment terms. The loan amount available can reach up to 90% of the property value, with a cap of INR10 Crores. Women borrowers are eligible for special interest rate discounts. HDFC Bank share price ; if a bank offers a home loan at 8.40% interest when the repo rate is 6.50%, it implies a markup of 190 basis points over the repo—a steep decline from March 2020 when Cv7a8.